SB 565-FN (2026): requiring the commissioner of the insurance department to prepare and publish a report regarding fortified home and commercial standards, and other mitigation and resiliency programs.

SB 565-FN (2026)

requiring the commissioner of the insurance department to prepare and publish a report regarding fortified home and commercial standards, and other mitigation and resiliency programs.

• Status: Signed into law
• Term: 2025-2026
• House committee: Commerce and Consumer Affairs
• Senate committee: Commerce
• Subject: Insurance
• Chapter law: 202

The Story

It was introduced on January 7, 2026 and referred to the Senate Commerce committee. The committee held a public hearing on February 3, 2026. The committee voted unanimously, 5–0, to recommend that the Senate pass it with changes (amendment 2026-0506s), and the report was placed on the consent calendar. The committee's amendment (2026-0506s) was adopted on a voice vote on February 19, 2026, changing the text of the bill. On February 19, 2026 the Senate voted to pass it with changes on a voice vote and ordered it to a third reading. It crossed to the House on February 19, 2026 and was referred to the House Commerce and Consumer Affairs committee. The committee held a public hearing on April 16, 2026, with 15 people signed in online: 15 in support. The committee held a work session on April 22, 2026. The committee met in executive session on April 29, 2026 to vote on its recommendation. The committee voted unanimously, 15–0, to recommend that the House pass it, and the report was placed on the consent calendar. On May 14, 2026 the House voted to pass it on a voice vote. The bill was enrolled on June 4, 2026 — the final check of the text before it goes to the governor. The governor signed it on June 19, 2026, making it Chapter 202 of the session laws. It takes effect January 1, 2027.

Sponsors

• Sen. David Watters (D - SD4) (prime sponsor)
• Sen. Debra Altschiller (D - SD24)
• Sen. Kevin Avard (R - SD12)
• Rep. Michael Edgar (D - Rock 29)
• Sen. Donovan Fenton (D - SD10)
• Rep. Chris Muns (D - Rock 29)
• Sen. Rebecca Perkins Kwoka (D - SD21)
• Rep. John Potucek (R - Rock 13)
• Sen. Cindy Rosenwald (D - SD13)

Hearings and Sessions

• February 3, 2026, 10:45 AM: hearing, Senate Commerce, SH 100
• February 19, 2026: consent calendar, Senate
• April 16, 2026, 10:30 AM: public hearing, House Commerce and Consumer Affairs, GP 229
• April 22, 2026, 1:15 PM: subcommittee work session, House Commerce and Consumer Affairs, GP 229
• April 29, 2026, 10:00 AM: executive session, House Commerce and Consumer Affairs, GP 229
• May 14, 2026: consent calendar, House

Votes

• February 19, 2026, Senate: Ought to Pass with Amendment #2026-0506s — voice vote, passed
• May 14, 2026, House: Ought to Pass — voice vote, passed

The Docket

Laws It Would Change

• RSA 412

From the General Court

• Bill text
• Bill status page
• Docket
• SJ 1
• SC 1
• SC 6
• SJ 4
• HJ 5, page 126
• HC 19, page 8
• HJ 13, page 5
• SJ 14
• HJ 15, page 43