HB 1207-FN (2026): relative to certain laws applicable to state chartered banks, credit unions, trust companies, and other consumer credit entities subject to the authority of the banking department.

HB 1207-FN (2026)

relative to certain laws applicable to state chartered banks, credit unions, trust companies, and other consumer credit entities subject to the authority of the banking department.

• Status: Signed into law
• Term: 2025-2026
• House committee: Commerce and Consumer Affairs
• Senate committee: Commerce
• Subject: Banking and Finance
• Chapter law: 294

The Story

It was introduced on January 7, 2026 and referred to the House Commerce and Consumer Affairs committee. The committee held a public hearing on January 29, 2026, with 2 people signed in online: 1 in support and 1 in opposition. The committee held a work session on February 18, 2026. The committee met in executive session on March 3, 2026 to vote on its recommendation. The committee voted unanimously, 14–0, to recommend that the House pass it with changes (amendment 0922), and the report was placed on the consent calendar. The committee's amendment (2026-0922h) was adopted on a voice vote on March 11, 2026, changing the text of the bill. On March 11, 2026 the House voted to pass it with changes on a voice vote. It crossed to the Senate on March 12, 2026 and was referred to the Senate Commerce committee. The committee held a public hearing on March 31, 2026. The committee voted unanimously, 5–0, to recommend that the Senate pass it with changes (amendment 2026-1718s), and the report was placed on the consent calendar. The committee's amendment (2026-1718s) was adopted on a voice vote on May 7, 2026, changing the text of the bill. On May 7, 2026 the Senate voted to pass it with changes on a voice vote and ordered it to a third reading. On May 21, 2026 the House adopted “House Concurs with Senate Amendment 2026-1718s” on a voice vote, on a motion by Rep. John Hunt. The bill was enrolled on June 4, 2026 — the final check of the text before it goes to the governor — and an enrolled bill amendment (2026-2161e) was adopted on a voice vote to correct technical errors found after passage. The governor signed it on July 10, 2026, making it Chapter 294 of the session laws.

Sponsors

• Rep. John Hunt (R - Ches 14) (prime sponsor)

Hearings and Sessions

• January 29, 2026, 10:00 AM: public hearing, House Commerce and Consumer Affairs, GP 229
• February 18, 2026, 2:00 PM: full committee work session, House Commerce and Consumer Affairs, GP 229
• March 3, 2026, 1:00 PM: executive session, House Commerce and Consumer Affairs, GP 229
• March 11, 2026: consent calendar, House
• March 31, 2026, 10:15 AM: hearing, Senate Commerce, SH 100
• May 7, 2026: consent calendar, Senate
• May 21, 2026: floor debate, House

Votes

• March 11, 2026, House: Ought to Pass with Amendment 2026-0922h — voice vote, passed
• May 7, 2026, Senate: Ought to Pass with Amendment # 2026-1718s — voice vote, passed
• May 21, 2026, House: House Concurs with Senate Amendment 2026-1718s — voice vote, passed

The Docket

Laws It Would Change

• RSA 383:9
• RSA 383:11
• RSA 397-A:5
• RSA 397-A:7
• RSA 399-A:6
• RSA 399-D:6
• RSA 399-G:6
• RSA 399-G:10
• RSA 399-G:18
• RSA 399-G:21
• RSA 383-E:11
• RSA 383-C
• RSA 383-A:6-609
• RSA 383-B:3-303
• RSA 383-C:2-201
• RSA 383-C:6-601
• RSA 399-G:8
• RSA 399-G:11
• RSA 399-D:4
• RSA 399-D:5
• RSA 399-A:4
• RSA 399-A:5
• RSA 397-A:8
• RSA 399-G:15

From the General Court

• Bill text
• Bill status page
• Docket
• HJ 1, page 10
• HC 10, page 6
• HJ 7, page 4
• SJ 7
• SC 11
• SC 17
• SJ 11
• HJ 14, page 2
• SJ 14
• HJ 15, pages 47 and 56
• SJ 15