HB 610-FN (2009): relative to consumer protection from certain practices of mortgage bankers, mortgage brokers, and mortgage loan originators and implementing the S.A.F.E. mortgage licensing act.

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“HB 610-FN (2009): relative to consumer protection from certain practices of mortgage bankers, mortgage brokers, and mortgage loan originators and implementing the S.A.F.E. mortgage licensing act.” Granite Record, https://graniterecord.org/bill/2009/hb610. Accessed 24 Oct. 2026.
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Granite Record. (n.d.). HB 610-FN (2009): relative to consumer protection from certain practices of mortgage bankers, mortgage brokers, and mortgage loan originators and implementing the S.A.F.E. mortgage licensing act. Retrieved 24 Oct. 2026, from https://graniterecord.org/bill/2009/hb610
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Granite Record. “HB 610-FN (2009): relative to consumer protection from certain practices of mortgage bankers, mortgage brokers, and mortgage loan originators and implementing the S.A.F.E. mortgage licensing act.” Accessed 24 Oct. 2026. https://graniterecord.org/bill/2009/hb610.
BibTeX
@misc{bill-2009-hb610, title = {HB 610-FN (2009): relative to consumer protection from certain practices of mortgage bankers, mortgage brokers, and mortgage loan originators and implementing the S.A.F.E. mortgage licensing act.}, howpublished = {Granite Record}, url = {https://graniterecord.org/bill/2009/hb610}, note = {Accessed 24 Oct. 2026} }

HB 610-FN (2009)

relative to consumer protection from certain practices of mortgage bankers, mortgage brokers, and mortgage loan originators and implementing the S.A.F.E. mortgage licensing act.

  • Status: Signed into law
  • Term: 2009-2010
  • House committee: Commerce and Consumer Affairs
  • Senate committee: Commerce, Labor and Consumer Protection
  • Subject: Banking and Finance
  • Chapter law: 290

The Story

It was introduced on January 8, 2009 and referred to the House Commerce and Consumer Affairs committee. The committee held a public hearing on February 4, 2009. The committee held a work session on February 17, 2009. The committee met in executive session on February 17, 2009 to vote on its recommendation. The committee voted 15–1 to recommend that the House pass it with changes (amendment 0358h). The committee's amendment (0358h) was adopted on a voice vote on March 4, 2009, changing the text of the bill. On March 4, 2009 the House voted to pass it with changes on a voice vote. On March 4, 2009 the bill was referred to the Ways and Means committee. The committee held a work session on March 27, 2009. The committee met in executive session on March 31, 2009 to vote on its recommendation. The committee voted 17–1 to recommend that the House pass it. On April 8, 2009 the House voted to pass it on a voice vote. It crossed to the Senate on April 8, 2009 and was referred to the Senate Commerce, Labor and Consumer Protection committee. The committee held a public hearing on April 28, 2009. The committee recommended that the Senate pass it with changes. The committee's amendment (1551s) was adopted on a voice vote on May 13, 2009, changing the text of the bill. A floor amendment (1603s), offered by Sen. Bragdon, was rejected on a roll call 10–14 on May 13, 2009. On May 13, 2009 the Senate voted to pass it with changes on a voice vote, then referred it on to the Senate Finance committee. The committee recommended that the Senate pass it. On June 3, 2009 the Senate voted to pass it on a voice vote and ordered it to a third reading. On June 10, 2009 the House adopted “House Concurs with Senate AM #1551s (Rep Butler)” on a voice vote. The bill was enrolled on June 24, 2009 — the final check of the text before it goes to the governor — and an enrolled bill amendment (2340) was adopted to correct technical errors found after passage. The governor signed it on July 30, 2009, making it Chapter 290 of the session laws.

Sponsors

Hearings and Sessions

  • February 4, 2009, 2:00 PM: public hearing, House Commerce and Consumer Affairs, LOB 302
  • February 17, 2009, 9:00 AM: subcommittee work session, House Commerce and Consumer Affairs, LOB 302
  • February 17, 2009, 10:00 AM: executive session, House Commerce and Consumer Affairs, LOB 302
  • March 27, 2009, 10:00 AM: full committee work session, House Ways and Means, LOB 202
  • March 31, 2009, 9:30 AM: executive session, House Ways and Means, LOB 202
  • April 28, 2009, 9:30 AM: hearing, Senate Commerce, Labor and Consumer Protection, LOB 102

Votes

  • March 4, 2009, House: Ought to Pass with Amendment #0358h — voice vote, passed
  • April 8, 2009, House: Ought to Pass — voice vote, passed
  • May 13, 2009, Senate: Sen. Bragdon Floor Amendment (1603s) — yeas 10, nays 14, failed
  • May 13, 2009, Senate: Ought to Pass with Amendment {1551s} — voice vote, passed
  • June 3, 2009, Senate: Ought to Pass — voice vote, passed
  • June 10, 2009, House: House Concurs with Senate AM #1551s (Rep Butler) — voice vote, passed

The Docket

  • January 8, 2009: Introduced and Referred to Commerce and Consumer Affairs
  • February 4, 2009: Public Hearing: 2/4/2009 2:00 PM LOB 302
  • February 11, 2009: ==CANCELLED== Executive Session: 2/11/2009 10:00 AM LOB 302
  • February 17, 2009: Subcommittee Work Session: 2/17/2009 9:00 AM LOB 302
  • February 17, 2009: Executive Session: 2/17/2009 10:00 AM LOB 302
  • February 18, 2009: Committee Report: Ought to Pass with Amendment #0358h for Mar 4 CC (vote 15-1)
  • February 18, 2009: Proposed Amendment #0358h
  • March 4, 2009: Amendment #0358h Adopted, VV
  • March 4, 2009: Ought to Pass with Amendment #0358h: MA VV
  • March 4, 2009: Referred to Ways and Means
  • March 27, 2009: Full Committee Work Session: 3/27/2009 10:00 AM LOB 202
  • March 31, 2009: Executive Session: 3/31/2009 9:30 AM LOB 202
  • April 2, 2009: Committee Report: Ought to Pass for April 8 CC (vote 17-1)
  • April 8, 2009: Ought to Pass: MA VV
  • April 8, 2009: Introduced and Referred to Commerce, Labor and Consumer Protection
  • April 28, 2009: Hearing; April 28, 2009, Room 102, LOB, 9:30 a.m.; SC21
  • May 7, 2009: Committee Report; Ought to Pass with Amendment{1551s} [05/13/09]; SC23
  • May 13, 2009: Committee Amendment {1551s}, AA, VV
  • May 13, 2009: Sen. Bragdon Floor Amendment {1603s} (New Title) RC 10Y - 14N, AF
  • May 13, 2009: Ought to Pass with Amendment {1551s}, MA, VV; Refer to Finance [Rule 26]
  • May 28, 2009: Committee Report; Ought to Pass [06/03/09]; SC26
  • June 3, 2009: Without Objection, Chair moved to Special-Order HB 610 to the front of the Calendar
  • June 3, 2009: Ought to Pass, MA, VV; OT3rdg
  • June 3, 2009: Passed by Third Reading Resolution
  • June 10, 2009: House Concurs with Senate AM #1551s (Rep Butler): MA VV
  • June 24, 2009: Enrolled Bill Amendment #2340 Adopted
  • June 24, 2009: Enrolled Bill Amendment #2340 Adopted
  • June 24, 2009: Enrolled
  • June 24, 2009: Enrolled
  • July 30, 2009: Signed by the Governor on 07/30/2009; Effective 07/31/2009; Chapter 0290

Laws It Would Change

From the General Court