SB 472 (2008): relative to consumer protection from certain practices of payday loan, small loan, and title loan lenders and establishing a commission to study access to consumer credit for people in New Hampshire.

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“SB 472 (2008): relative to consumer protection from certain practices of payday loan, small loan, and title loan lenders and establishing a commission to study access to consumer credit for people in New Hampshire.” Granite Record, https://graniterecord.org/bill/2008/sb472. Accessed 24 Oct. 2026.
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Granite Record. “SB 472 (2008): relative to consumer protection from certain practices of payday loan, small loan, and title loan lenders and establishing a commission to study access to consumer credit for people in New Hampshire.” Accessed 24 Oct. 2026. https://graniterecord.org/bill/2008/sb472.
BibTeX
@misc{bill-2008-sb472, title = {SB 472 (2008): relative to consumer protection from certain practices of payday loan, small loan, and title loan lenders and establishing a commission to study access to consumer credit for people in New Hampshire.}, howpublished = {Granite Record}, url = {https://graniterecord.org/bill/2008/sb472}, note = {Accessed 24 Oct. 2026} }

SB 472 (2008)

relative to consumer protection from certain practices of payday loan, small loan, and title loan lenders and establishing a commission to study access to consumer credit for people in New Hampshire.

  • Status: Signed into law
  • Term: 2007-2008
  • House committee: Commerce
  • Senate committee: Commerce, Labor and Consumer Protection
  • Subject: Banking and Finance
  • Chapter law: 321

The Story

It was introduced on January 2, 2008 and referred to the Senate Commerce, Labor and Consumer Protection committee. The committee held a public hearing on January 29, 2008. The committee's amendment (0555) was adopted on a roll call 17–6 on February 14, 2008, changing the text of the bill. A floor amendment (0614), offered by Sen. D'Allesandro, was adopted on a voice vote on February 14, 2008, changing the text of the bill. On February 14, 2008 the Senate voted to pass it with changes on a roll call 17–6 and ordered it to a third reading. It crossed to the House and was referred to the House Commerce committee. The committee held a public hearing on April 10, 2008. The committee held work sessions on April 24, 2008 and April 29, 2008. The committee met in executive session on April 29, 2008 and May 6, 2008. The majority recommended that the House pass it (amendment 1541h), and the minority recommended that the House pass it with changes (amendment 1703h), by a vote of 10–6. The committee's amendment (1541h) was adopted on a voice vote on May 14, 2008, changing the text of the bill. The committee's amendment (1703h) was rejected on a division vote 104–246 on May 14, 2008. On May 14, 2008 the House voted to pass it with changes on a division vote 246–104. On May 21, 2008 the Senate voted to agree to the other chamber's changes on a voice vote, on a motion by Sen. Gottesman. An enrolled bill amendment (2153) was adopted on June 4, 2008. These correct technical errors found after passage. The bill was enrolled on June 5, 2008 — the final check of the text before it goes to the governor — and an enrolled bill amendment (2153) was adopted to correct technical errors found after passage. The bill was enrolled on June 20, 2008 — the final check of the text before it goes to the governor. The governor signed it on July 8, 2008.

Sponsors

Hearings and Sessions

  • January 29, 2008, 10:31 AM: hearing, Senate Commerce, Labor and Consumer Protection, LOB 102
  • April 10, 2008, 11:00 AM: public hearing, House Commerce, LOB 302
  • April 24, 2008, 11:00 AM: subcommittee work session, House Commerce, LOB 302
  • April 29, 2008, 9:45 AM: subcommittee work session, House Commerce, LOB 302
  • April 29, 2008, 10:00 AM: executive session, House Commerce, LOB 302
  • May 6, 2008, 1:00 PM: executive session, House Commerce, LOB 302

Votes

  • February 14, 2008, Senate: Committee Amendment (0555) Sen. Gottesman/Sen. Barnes — yeas 17, nays 6, passed
  • February 14, 2008, Senate: Ought to Pass with Amendment Sen. Gottesman/Sen. Barnes — yeas 17, nays 6, passed
  • May 14, 2008, House: Adopt Committee Amendment — yeas 104, nays 246, failed
  • May 14, 2008, House: Ought to Pass with Amendment #1541h — yeas 246, nays 104, passed
  • May 21, 2008, Senate: Concur with House Amendment{1541} — voice vote, passed

The Docket

  • January 2, 2008: Introduced and Referred to Commerce, Labor and Consumer Protection
  • January 29, 2008: Hearing; January 29, 2008, Room 102, LOB, 10:31 a.m
  • January 29, 2008: Hearing; January 29, 2008, Room 100, State House, 10:31 a.m.; SC4
  • February 12, 2008: Committe Report; Ought to Pass with Amendment{0555}(New Title) [02/14/08]; SC6-A, Pg.3-5
  • February 13, 2008: Introduced 2/13/2008 and Referred to Commerce
  • February 14, 2008: Sen. Larsen Without Objection Moved Commerce, Labor and Consumer Protection to after Election Law and Internal Affairs
  • February 14, 2008: Committee Amendment{0555}(New Title) RC 17Y-6N, AA
  • February 14, 2008: Sen. D'Allesandro Floor Amendment{0614}, AA, VV
  • February 14, 2008: Ought to Pass with Amendments{0555}(New Title),{0614} RC 17Y-6N, MA; OT3rdg
  • February 14, 2008: Passed by Third Reading Resolution
  • April 10, 2008: Public Hearing: 4/10/2008 11:00 AM LOB 302
  • April 24, 2008: Subcommittee Work Session: 4/24/2008 11:00 AM LOB 302
  • April 29, 2008: Subcommittee Work Session: 4/29/2008 9:45 AM LOB 302
  • April 29, 2008: Executive Session: 4/29/2008 10:00 AM LOB 302
  • April 30, 2008: ==CANCELLED==Continued Executive Session If Needed: 4/30/2008 10:00 AM LOB 302
  • May 6, 2008: Continued Executive Session: 5/6/2008 1:00 PM LOB 302
  • May 7, 2008: Majority Committee Report: Ought to Pass with AM #1541h for May 14 Reg (vote 10-6)
  • May 7, 2008: Proposed Majority Committee Amendment #1541h
  • May 7, 2008: Minority Committee Report: Ought to Pass with Amendment #1703h
  • May 7, 2008: Proposed Minority Committee Amendment #1703h
  • May 14, 2008: Majority Committee Amendment #1541h Adopted, VV
  • May 14, 2008: Minority Committee Amendment #1703h (Rep Hunt) Failed, DIV 104-246
  • May 14, 2008: Ought to Pass with Amendment #1541h: MA DIV 246-104
  • May 21, 2008: Sen. Gottesman Moved Concur with House Amendment{1541}, MA, VV
  • June 4, 2008: Enrolled Bill Amendment #2153 Adopted
  • June 5, 2008: Enrolled Bill Amendment{2153}, Adopted
  • June 5, 2008: Enrolled
  • June 20, 2008: Enrolled [6/4/2008]
  • July 8, 2008: Signed by the Governor On 07/02/08; I. Section 1 and 9 to 14 Eff. Date 07/02/08
  • July 8, 2008: II. Remainder Eff. 01/01/09, Chapter 0321

Laws It Would Change

From the General Court