HB 1320 (1994): regulating commerce pertaining to consumer transactions involving credit reporting agencies.
Cite this page
Granite Record indexes the General Court’s record; it is not that record. Where a citation allows only one source, cite the General Court — every page here links to what it is drawn from. The date below is the day the page was read.
- MLA
- “HB 1320 (1994): regulating commerce pertaining to consumer transactions involving credit reporting agencies.” Granite Record, https://graniterecord.org/bill/1994/hb1320. Accessed 24 Oct. 2026.
- APA
- Granite Record. (n.d.). HB 1320 (1994): regulating commerce pertaining to consumer transactions involving credit reporting agencies. Retrieved 24 Oct. 2026, from https://graniterecord.org/bill/1994/hb1320
- Chicago
- Granite Record. “HB 1320 (1994): regulating commerce pertaining to consumer transactions involving credit reporting agencies.” Accessed 24 Oct. 2026. https://graniterecord.org/bill/1994/hb1320.
- BibTeX
@misc{bill-1994-hb1320, title = {HB 1320 (1994): regulating commerce pertaining to consumer transactions involving credit reporting agencies.}, howpublished = {Granite Record}, url = {https://graniterecord.org/bill/1994/hb1320}, note = {Accessed 24 Oct. 2026} }
HB 1320 (1994)
regulating commerce pertaining to consumer transactions involving credit reporting agencies.
- Status: Signed into law
- Term: 1993-1994
- House committee: Commerce, Small Business and Consumer Affairs
- Senate committee: Banks
- Subject: Miscellaneous
- Chapter law: 271
The Story
It was introduced on January 5, 1994 and referred to the House Commerce, Small Business and Consumer Affairs committee. The committee held a public hearing on January 19, 1994. The committee held work sessions on February 2, 1994, February 16, 1994 and March 2, 1994. The majority of the committee recommended that the House pass it with changes by a vote of 13–1. On March 16, 1994 the House voted to pass it with changes on a voice vote. It crossed to the Senate on March 24, 1994 and was referred to the Senate Banks committee. The committee held a public hearing on April 20, 1994. The committee recommended that the Senate pass it with changes. On May 3, 1994 the Senate voted to pass it with changes on a voice vote. On May 3, 1994 the Senate adopted “Suspend Rules for 3rd reading”, on a motion by Sen. Delahunty. On May 11, 1994 the House voted to agree to the other chamber's changes on a voice vote. The bill was enrolled on May 26, 1994 — the final check of the text before it goes to the governor. The governor signed it on June 6, 1994, making it Chapter 271 of the session laws. It took effect on January 1, 1995.
Sponsors
- Rep. B. Packard (Hills 19) (prime sponsor)
- Rep. Mittelman (Hills 37)
Hearings and Sessions
- January 19, 1994, 1:00 PM: hearing, House Commerce, Small Business and Consumer Affairs, RM207,LOB
- February 2, 1994, 1:00 PM: subcommittee work session, House Commerce, Small Business and Consumer Affairs, RM207,LOB
- February 16, 1994, 11:00 AM: subcommittee work session, House Commerce, Small Business and Consumer Affairs, RM207,LOB
- March 2, 1994, 10:00 AM: subcommittee work session, House Commerce, Small Business and Consumer Affairs, RM207,LOB
- April 20, 1994, 1:45 PM: hearing, Senate Banks, RM103,LOB
Votes
- March 16, 1994, House: Ought to Pass with Amendment — voice vote, passed
- May 3, 1994, Senate: Ought to Pass with Amendment — voice vote, passed
- May 11, 1994, House: Concur — voice vote, passed
The Docket
- January 5, 1994: INTRODUCED AND REF TO COMMERCE; HJ7,P188
- January 5, 1994: IN SEAT POCKET ON 01//05/94; DUE ON 03/10/94
- January 19, 1994: HEARING JAN19 01:00 RM207,LOB FOR: COMMERCE
- February 2, 1994: SUBCOM WORK SESSION FEB02 01:00 RM207,LOB FOR: COMMERCE
- February 16, 1994: SUBCOM WORK SESSION FEB16 11:00 RM207,LOB FOR: COMMERCE
- March 2, 1994: SUBCOM WORK SESSION MAR02 10:00 RM207,LOB FOR: COMMERCE
- March 10, 1994: MAJ REPORT OTP/AM FOR MAR16 (VOTE 13-1)
- March 10, 1994: PROP COMM AM<5564>; HC32,P984-988
- March 16, 1994: COMM AM, AA VV; PASSED WITH AM VV; HJ40,P1354-1358 + 1371
- March 24, 1994: INTRODUCED AND REF TO BANKS; SJ10,P258
- April 20, 1994: HEARING APR20 01:45 RM103,LOB FOR: BANKS
- May 2, 1994: COMM REPORT OTP/AM MAY03
- May 2, 1994: PROP COMM AM<6269>; SC28,P8-10
- May 3, 1994: COMM AM, AA VV; PASSED WITH AM VV; SJ14,P335-338 + 365
- May 3, 1994: SEN DELAHUNTY SUSP RULES FOR 3RD READING, MA 2/3VV; SJ14,P364
- May 11, 1994: HOUSE CONC WITH SEN AM, REP B PACKARD MA VV; HJ64,P2028
- May 26, 1994: ENROLLED; HJ70,P2135
- May 26, 1994: ENROLLED; SJ20,P566
- June 6, 1994: SIGNED BY GOVERNOR 06/06/94 EFF: 01/01/95 CHAP.0271